River & Rural Realty--Find Virginia Waterfront property on the Northern Neck
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Contact Information

River & Rural Realty LLC
P.O. Box 503
Warsaw, VA 22572

Office: (804) 333-3311

Kathryn Murray, broker
Warsaw, VA 22572
(O): (804) 333-3311
Cell: 804-450-4442
Fax: 877-295-0940

Northern Neck Real Estate for Sale (Waterfront specialists) 

Northern Neck Real Estate

Search here for all types of Northern Neck of Virginia Real Estate--a perfect retirement location

The weekend before tax day is here. Grey and calm and filled with bird activity, especially in Colonial Beach where they are having an OspreyFest today. This is the first year for this event and I can only expect that it will be bigger and better next year. In the realm of taking advantage of the natural wonderfulness of our area, please keep in mind that on May 5th there will be a Friends of the Refuge event (Go Wild!) taking place at the Refuge Hutchinson tract (just north of Tappahannock) where there will be many opportunities for kids to learn about nature (and parents too). With that said, let's take a look at the state of our current real estate market.

I've just done statistics related to sales of property on the Northern Neck that have taken place from the first of the year through to the 13th of April for the years 2017, 2018 and 2019. What that tells us is that we are doing well since 2018 was our best year overall (obviously looking at what is below 2017 was the best first period of the year in terms of  numbers sold and in terms of dollars.) Although we can't project the rest of the year, we are close to keeping pace. Here are a few numbers.

All residential in 2017 for 1/1 through 4/13     128 homes sold at a value of $42.8 million  (of these 60 were waterfront at a value of $31.9 million)

                                                      For 2018      123 homes sold at a value of $33.2 million (of these 55 were waterfront at a value of $23.0 million)

                                                      For 2019      118 homes have sold at a value of $34.6 million (of these 56 were waterfront at a value of $25.3 million)

2019 in comparison to 2018 has fewer homes sold but at a higher value than 2018.


All land for 2017 showed 39 properties sold at $3.9 million, and waterfront land had 17 sales for a total dollar figure of $2.5 million.

All land for 2018 had 36 sales with $3.2 million sold price and waterfront land for that year had 10 sales at a value of $1.4 million.

Current, 2019 sales for this same period has 48 sales of all types of land for $5.2 million and of those sales 15 were waterfront with an overall value of $2.6 million.

Interestingly land wasn't selling very well in January and February and now there has been a big catch up and I'd say these numbers for 2019 look great. Within the next couple of days I'll look at inventory of what is for sale since that always tells us something.


Since you are reading this you probably know that there are great opportunities to live here and enjoy our way of life....taking advantage of the great waterways whether for bird watching, fishing, canoeing, kayaking or taking a glorious sail. We have the locations that are most enjoyable for you to experience.

We, at River & Rural Realty, are celebrating our eleventh year in business. After 15 years as an agent I got my broker's license and decided it was time to be on my own and that was in 2008. It has been a very interesting period of time with the daily surprises of what real estate can bring to any really active agent. That first year was hard though since the market crash was just taking place. Fortunately today we are in a booming market (in terms of Northern Neck standards) and I am pleased to work with two great, capable and professional agents....Debbie Casey and Angie Ptucha. You might want to call any of the three of us to talk real estate, whether buying or selling. We have experience....a lot of it.....and we go the extra mile!

The statistics that I should put up frequently but haven't done such a great job (see top left button) should help you get a better idea of what is going on. Generally they cover sales in the four counties of the Northern Neck which include Westmoreland, Lancater, Northumberland and Richmond. Really once you get to know the area you realize how diverse these locations are. Well happy hunting....for great real estate deals. You can find them here and now. It is still a buyer's market. (So for the record, I am committed to putting a bunch of new information up next week. Perhaps by way of apology I can say that personal circumstances related to the health of some people very important to me have taken away that bit of time I would have used to get this done. Things are better and so the statistics will get back on track.)

For those who already know the Northern Neck, well it is a given that it is a beautiful place with many rivers and creeks to explore and enjoy. The Chesapeake Bay is closeby too and fishing can be extraordinary. Add to that historic sites, golf courses, some good restaurants (but be forewarned that off-season they are mostly closed), and you should certainly take a look.

There's lots to be learned in the course of buying or selling a house and we can offer the best of perspective. Looking to sell and we'll do a free market analysis and let you know just where your house fits in terms of sales and what is on the local Northern Neck market. Considering buying but you just aren't sure where the properties you are considering fit in, well we can give you that perspective that only a local professional has. Ones with years in the business and a way of looking at what seems complex but can be put into context. Call us and see!!

Our statistics are the only ones out there that can give you a real sense of what is going on. Isn't it better to know if our market is improving rather than asking around and getting anecdotal information. We have the numbers.

The beauty of the place and the relative reasonableness in price of many of the homes is bringing buyers and sellers together this year in better numbers than we've seen in the last few years. This is good for everyone...for those who have been wanting to sell and for those who have been wanting to have a place here to call their own.

Thinking of buying...then please consider joining us here in the Northern Neck to enjoy a world that includes properties on the Rappahannock and Potomac rivers as well as the Chesapeake Bay. (We have waterfront, waterview and water access properties as well as rural residences that take advantage of large expanses of open land). So if you are interested in selling or buying in our four counties (Essex county too) please take advantage of this site. As with all websites, full MLS information is available here, but whether we act as listing agents or buyers agents, remember we can provide you with the best of service.

There are a lot of options of property type in this area. Subdivisions offer amenities, while other properties provide extra privacy for someone escaping the city and searching for a really rural experience. We have agents who can personally take you through the process with great professionalism.

Click on the search button to embark on a search for your Northern Neck of Virginia retreat or waterfront home--perhaps newly built home or an historic older home.(The Northern Neck has a very large number of historic homes of great quality.)

Keep in mind that all property in the search can be shown by any Realtor, working with an experienced professional will make your time spent more informative and effective. Work with a small firm that prides itself on service, knowledge and going the extra mile. Call us!!

River & Rural Realty's broker (Kathryn Murray) moved here from two major metropolitan areas and understands what it takes to transition to this quieter part of the world. We all have a lot of local perspective and experience, so call on us for assistance. (As you'll hear said "we know the 'Neck." And we do.) There are a set of reviews about her, as well as more on her background on the other buttons to the left. Those reviews are through a third party....no one was asked to do anything other than review....

(These photos were all taken within walking distance of where broker, Kathryn Murray lives...and takes lots of photos. She is represented at the Rappahannock Art League in Kilmarnock as well as with the Artists' Alliance at JarrettThor Gallery in Colonial Beach.)

   Please click the contact button or call 804-450-4442 to get started today.
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